Best Places to Buy a Beach House in Washington

Washington’s coastline offers a unique blend of rugged natural beauty, strong investment potential, and serene waterfront living. With breathtaking views of the Pacific Ocean, Puget Sound, and the San Juan Islands, the state provides a variety of opportunities for buyers looking for vacation homes, investment properties, or retirement retreats.

Compared to California, Washington offers a more affordable coastal real estate market, no state income tax, and a growing tourism industry. Whether you’re searching for a peaceful retreat, an Airbnb investment, or a luxury waterfront estate, this guide explores the best places to buy a beach house in Washington in 2025.

Washington’s coastal real estate market is known for steady appreciation, rental demand, and breathtaking natural surroundings. The state’s lack of an income tax also makes it an attractive choice for investors.

• Property Value Growth – Coastal homes in Washington have experienced 4-8% annual appreciation, depending on the location.
• Rental Income – Vacation rentals in prime areas generate $40,000–$85,000+ per year due to high demand.
• No State Income Tax – Unlike California and Oregon, Washington has no state income tax, making investment more profitable.

• Over 40 million visitors explore Washington each year, fueling demand for short-term rentals and vacation homes.

• Airbnb occupancy rates in areas like Long Beach and the San Juan Islands range from 55-70%, ensuring steady rental income.

Tsunami & Flood Insurance – Some coastal areas require flood insurance, with annual premiums ranging from $1,800 to $6,000.

Coastal Building Standards – Many newer homes feature earthquake-resistant foundations and storm-proof materials.

Washington’s best beach destinations offer coastal charm, investment opportunities, and stunning natural scenery. Let’s explore the top locations for buying a beach house in 2025.

Long Beach is one of Washington’s most popular beach towns, known for its stunning coastline, family-friendly atmosphere, and strong Airbnb market. It’s an excellent location for short-term rental investors and those looking for a vacation home.

• Seaview – A charming coastal area with homes starting at $450,000.

• Klipsan Beach – Offers oceanfront properties priced from $500,000 to $800,000.

• Downtown Long Beach – A vibrant area close to shops, with homes starting at $400,000.

• Cost of living is 5% higher than the national average, with housing as the primary factor.
• Median home price (2025): $520,000, with 6-9% annual appreciation.
• Short-term rental income ranges from $45K-$85K per year, making it a prime Airbnb market.

Anacortes is known for its stunning waterfront homes, upscale marinas, and easy access to the San Juan Islands. It’s a top choice for retirees, luxury buyers, and boat enthusiasts.

• Old Town Anacortes – A historic area with waterfront homes starting at $700,000.

• Skyline Marina – A premier boating community with homes ranging from $800,000 to $1.5M.

• Fidalgo Bay – Offers luxury properties with stunning bay views, starting at $1M+.

• 15% higher than the national average due to high property values.
• Median home price (2025): $850,000, up 5% year-over-year.
• Luxury homes in Anacortes hold strong long-term value due to limited waterfront inventory.

Ocean Shores is one of Washington’s most affordable beach towns, offering long stretches of sandy coastline, budget-friendly homes, and a growing rental market.

• Downtown Ocean Shores – Close to the beach and shops, with homes starting at $375,000.

• North Jetty – Offers oceanfront properties priced from $400,000 to $650,000.

• Ocean Lake Way – A quiet residential area with homes starting at $350,000.

• 8% lower than the national average, making it one of Washington’s most affordable beach towns.

• Median home price (2025): $400,000, with 4-6% annual appreciation.

• Best for buyers looking for a second home or a long-term investment.

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Washington’s coastal real estate market is steadily growing, offering affordability compared to California while maintaining strong rental demand and property appreciation.

• Statewide Median Home Price: $525,000

• Long Beach: 6-9% appreciation, driven by vacation rental demand.

• Anacortes: 5-7% appreciation, catering to luxury buyers.

• Ocean Shores: 4-6% appreciation, with steady long-term growth.

Washington’s top beach towns offer high rental income potential, particularly in Long Beach and Anacortes.

• Long Beach – 7-10% annual rental yield, with vacation homes earning $45K-$85K per year.

• Anacortes – 5-7% rental yield, ideal for high-end waterfront rentals.

• Ocean Shores – 5-6% rental yield, best for long-term appreciation.

Compared to California and other West Coast states, Washington offers moderate home prices, no state income tax, and strong appreciation potential in its coastal real estate market. However, expenses vary depending on location, property type, and proximity to the water.

• No State Income Tax & Moderate Property Taxes – Washington does not have a state income tax, and its property taxes rates are lower than in California and Oregon, making it an attractive option for homeowners.

• Flood & Tsunami Insurance – Some coastal areas require flood insurance, with annual premiums ranging from $1,800 to $6,000, depending on the property’s location and elevation.

• Higher Insurance Costs in High-Risk Areas – Beachfront homes in areas like Long Beach and Ocean Shores may have higher insurance premiums due to storm risks and coastal erosion.

Owning a beach house in Washington requires regular maintenance due to moisture, salt air, and potential storm exposure.

• Annual Maintenance Costs: Expect to pay $5,000–$12,000 per year for exterior upkeep, roof inspections, and storm preparations.

• Utility Costs: Monthly expenses for electricity, water, and internet typically range from $250 to $450, depending on property size and usage.

• Beachfront vs. Inland Homes: Homes directly on the ocean experience more wear and tear, leading to higher maintenance and repair costs.

Washington’s beach towns have strong vacation rental markets, especially in Long Beach and the San Juan Islands. Short-term rentals can generate $40,000–$85,000 per year, depending on location, amenities, and seasonality.

Washington’s coastal towns provide strong investment opportunities, with Long Beach offering the highest rental yields at 7-10% and annual Airbnb income ranging from $45K to $85K. Anacortes follows with a 5-7% yield and up to $80K in rental income, making it ideal for luxury waterfront investments. Ocean Shores, known for its affordability, provides steady returns with a 5-6% yield and rental income between $30K and $55K.

Quick Tip: Long Beach is one of Washington’s most profitable short-term rental markets, thanks to its high tourist demand and year-round events.

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Washington’s coastal communities offer a mix of small-town charm, rugged natural beauty, and modern amenities. Whether you’re looking for a peaceful retreat, a thriving rental market, or a luxury waterfront home, Washington’s beaches provide diverse options.

• Mild Summers & Rainy Winters – Washington’s coast offers temperate summers and wet, cooler winters, making it perfect for year-round outdoor adventures.

• Outdoor Activities: Boating, whale watching, fishing, hiking, and beachcombing are popular activities along the coastline.

• Top-Ranked Golf Courses: Semiahmoo Golf Club (Blaine) and Chambers Bay (Tacoma area) attract golf enthusiasts from across the country.

Deciding whether to buy or rent depends on your financial goals and lifestyle preferences.

✔ You want long-term appreciation of 5-10% annually.

✔ You plan to rent it out (Long Beach and Anacortes have high Airbnb demand).

✔ You want a permanent vacation home with full customization options.

❌ You only visit seasonally and want to avoid maintenance costs.

❌ You prefer flexibility without long-term ownership commitments.

❌ You’re waiting for home prices to drop before purchasing.

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The best Washington beach town for you depends on your investment goals and lifestyle preferences:

• For Airbnb & High Rental Yield: Long Beach offers the best short-term rental potential with high annual returns.
• For Luxury & Waterfront Living: Anacortes provides stunning waterfront homes and strong resale value.
• For Affordable Beach Living: Ocean Shores is the best choice for budget-friendly beachfront homes.

If you’re ready to invest in a beach house in Washington, Be My Neighbor can help you:

Analyze market trends to find the best location for your budget.

Evaluate rental potential to maximize your return on investment.

Connect with top local real estate experts to guide you through the buying process.

Contact Be My Neighbor today for a free consultation!

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Looking for other top beach destinations? Check out our guides on California, and Florida !

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Discover how our all-in-one homebuying platform can increase your buying power and put money back in your pocket. Start your journey today!

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